No Credit Needed
- You can apply to the lease to own-program, even if you don’t have credit
- Approval for your lease is based on more than simply your credit score
Affordable and Flexible Payments
- Easy payment options and automatic withdrawals
- Payments accommodate your payday schedule
Requirements to Apply
- Valid social security number or ITIN
- Bank account details
- Have a credit or debit card
- Be at least 18 years old
- Start shopping online or in-store
- Approvals are good for up to 90 Days
Review, Sign and Make Your Initial Lease Payment
- An initial payment will be collected when you sign your lease
- Your next payment will not be due until at least 10 days after you receive your merchandise
Apply Today for Acima Credit
You can get an immediate approval decision when you complete the online application form.
Apply Today for Progressive Leasing
Every Progressive Leasing approval is no credit needed. Progressive looks at much more than you credit history.
Getting the Jewelry You Really Want
We want everyone to have the opportunity to acquire the jewelry that accentuates their personality and complements their style. Our lease-to-own options provide new and effective ways to set up an engagement ring payment plan with bad or low credit, or you can get jewelry financing through our other programs.