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Acima Credit

Diamond RingNo credit needed, buy what you need when you need it with Acima Credit Online and In-store

Don’t worry, will give you time to pay. Apply for your Lease today and take your jewelry home with only a low initial payment.

No Credit Needed

  • You can apply to the Acima Credit lease to own-program, even if you don’t have credit
  • Approval decisions for your lease is based on more than simply your credit score

Affordable and Flexible Payments

  • Easy Payment Options and Automatic Withdrawals
  • Payments Accommodate with your Payday Schedule

Requirements to Apply

  • Valid Social Security Number or ITIN
  • Bank Account Details
  • Credit or Debit Card
  • Be 18 years or older

Once Approved

  • Start Shopping in our Acima Credit Store Online or In-Store
  • Approvals are good for up to 90 Days

Review, sign and Make Your initial Lease Payment

  • An initial Payment will be collected when you Sign your Lease
  • Your Next Payment will not be due until at least 7 Days after you receive your merchandise

Let’s Build Your Credit Together

  • Acima Credit we’ll report your payments to credit bureaus.

How to Shop Online with Acima Credit

Get Pre-Approved Today

  • Joyeria Daisy is Now an Acima Credit Online Store
  • Get Pre-Approved for Acima Credit
  • Once Approved, Congratulations choose your jewelry and checkout

Start Shopping Online

  • Shop Online, choose your Jewelry and Checkout
  • Put Acima Credit as your Payment Option

Sign Lease Agreement

  • Review and Sign Your Lease Agreement
  • Make you Initial Lease Payment

Flexible Payment Option

Pay Over 12 Months

Choose to make all lease renewal payments to align with your pay day and own your Acima Jewelry in 12 months.

90-Day Buy-Out Option

Looking for an early purchase option? Acima offer you a 90-Day purchase options to save big in all your purchases.

Early Purchase Option

Purchase you Acima Credit jewelry after 90 days can save you up to 25% or more on all outstanding payments.

FAQs

Who is Acima Credit?

Acima Credit offer customers a new flexible and creative alternative to consumer financing. There no credit needed lease program provides a leqse option that is based on more than just your credit, so you can take your jewelry home the same day

What do I need to be eligible to apply?

Its simple to apply:

  • Have an active checking account with a minimum of $1,000 income per month.
  • Have at least three month of income history with your current source of income
  • Have a government-issued ID and a social security number or ITIN

Do you meet all minimum requirements? Great! Apply Today and see if your approved.

How do I apply with Acima?

It's easy, apply online in the link above and see if your approved within seconds.

How much can I get approved with Acima?

You can be approved for your Acima Credit Jewelry valued at $500 to $5,000.

How long does my approval last?

Once approved, you have up to 45 days. Once the 45 days pass your application simply expires.

How do I contact Acima for payments or questions?

You can reach out to Acima Customer Service Department at (801) 297-1980. Acima Customer Service Department is open from Monday-Friday from 6:30 AM to 7:00 PM MT and on Saturdays from 7:30 AM to 3:30 PM MT. 

Will the application affect my credit?

Your FICO score should not be impacted by applying for a lease through Acima

Does Acima report to the credit reporting agencies?

Yes. Acima reports your lease activity to Experian to help build your credit history.

When will my payments be?

The due dates of your payments are based on the pay dates you enter on your application. After you make your first payment, you'll be able to change your payment frequency.

How much can I get approved with Acima?

You can be approved for your Acima Credit Jewelry valued at $500 to $5,000.

Will I receive billing statement?

Acima does not send billing statements through phone or email. You can always log in to your Acima Credit account to check your balance.

How do I make payment?

Most payments are made automatically by ACH. You can also use a credit or debit card to make payment and have those payment set up automatically.

Alternatively, you can make payment over the phone (801) 297-1982 or by logging to your account at www.customer.acimacredit.com.

Looking for More Financing Options?

Joyeria Daisy offers a variety of financing options to help you pay your jewelry online and in-store. You can now receive up to 12 Months to pay your jewelry off with Affirm.

Looking to make a purchase in-store? Checkout Progressive Leasing. With multiple payment options available, you can take your jewelry home the same day with only a low initial payment.